We’re Breaking Down Car Financing

At FIAT of Winter Haven, your FIAT dealership near Auburndale, FL, we would like to lay out a basic summary of what you’ll need and what you’ll need to know to make the process less intimidating.

What is Financing
When most people go to buy a car, they don’t pay for it in one lump sum. In order to take ownership of the car without paying for it in full, they take out a loan for the full price of the car and pay back that loan (usually with interest) over time.

What You Need to Do
Research what kind of car you want based on your price range, needs, and wants. When you’ve narrowed it down to a few choices, plug your information and vehicles of choice into our finance calculator to compare and get an idea of what your monthly payments will look like.

Next, you’ll need to begin the application process in our FIAT finance center. Be prepared to offer some fairly personal information about your finances. Information such as credit score, employment status, living arrangements and more will be required during the application process. We understand that these types of questions can make people uncomfortable, but it’s important that our lenders get the most accurate snapshot of how much you can pay back and over how long in order to give you the best deal possible. If you qualify, you will be given you loan terms. This will include your down payment amount and how much you’ll be expected to pay each month and for how long.

After you’ve paid your last monthly payment, that’s it!

At FIAT of Winter Haven, we don’t want anything to stand in the way of our customers a great FIAT car. Feel free to speak with one of our customer service representatives to find out more about how easy financing can be.